COBRA isn’t permanent — and knowing your real end date matters as much as your premium. This guide breaks down the 18, 29, and 36-month rules, how state mini-COBRA laws can add (or subtract) time, and what to do before your coverage runs out.

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If you’ve just lost your job, cut back your hours, or aged off a parent’s or spouse’s plan, you’re probably staring at a stack of paperwork with one big question: should you keep your old employer’s health plan through COBRA, or shop for a private health insurance plan on your own? In 2026, that decision…

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Are you self-employed and in need of health insurance? Have you heard about COBRA insurance but find it perplexing? Look no further! In this article, we will explore the world of COBRA insurance, shed light on its high costs, and provide essential information to help you make informed decisions about your health coverage.

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