Comprehensive Health Insurance Solutions for Independent Contractors and Businesses

At 1099 Health Insurance, we understand the unique health insurance challenges faced by independent contractors, freelancers, gig workers, and small business owners. We can absolutely still help you if you are not in one of those categories though.

Based in Phoenix, Arizona, our experienced team specializes in finding affordable, comprehensive health insurance coverage that fits your specific needs and budget.

Serving clients nationwide in over 32 states with personalized, expert guidance.

Our Health Insurance Services

Individual Health Insurance Plans

• ACA-compliant marketplace plans
• Major PPO plans
• Short-term medical insurance
• Christian health sharing plans
• Catastrophic coverage options

Group Health Insurance Solutions

• Small business health plans (2-50 employees)
• Large group coverage (50+ employees)
• Major PPO group plans for businesses
• Self-funded insurance options
• COBRA continuation coverage

Supplemental Insurance Coverage

• Dental and vision insurance
• Critical illness insurance
• Accident insurance
• Life insurance policies

Why Choose 1099 Health Insurance?

Expert Guidance with Proven Results: Our licensed insurance agents, led by Luis Carmona, have helped thousands of clients navigate the complex world of health insurance. With 115+ five-star Google reviews and a 98% client satisfaction rate, we've built our reputation on delivering exceptional service and results.

Extensive Carrier Network: We partner with top-rated insurance carriers and regional providers to offer you the most competitive rates and comprehensive coverage options.

Nationwide Coverage: While headquartered in Phoenix, AZ, we're licensed to serve clients across over 32 states nationwide. Our virtual consultation services make it easy to get expert advice regardless of your location.

Personalized Service: We take time to understand your unique situation, budget constraints, and coverage requirements to recommend the most suitable health insurance plans. As one client noted: "He helped my wife and I come up with a multi-step plan to make sure we had the best possible coverage as we start to grow our family."

To learn more about the products available, click HERE.